U.S. consumer debt hit $18.57 trillion as of September 2025, according to Experian. Meanwhile, the Federal Reserve Bank of New
As of early 2026, the average FICO Score in the U.S. sits at 714. That’s a one-point dip from 2025.
The average credit card balance in the U.S. grew to $1.23 trillion in 2025. Student loan balances also climbed as
Americans are still taking out more credit cards and personal loans, but overall balances remain steady. According to TransUnion’s Q4
You’ve probably heard the term pro rata before, maybe on your paycheck, in a benefits plan, or while reviewing a
A January 2026 Pew Research Center survey found that 71% of U.S. adults are deeply worried about health care costs,
According to Gallup’s annual Economy and Personal Finance survey, 31% of Americans said their top financial problem is inflation and
Vesting is something you discuss early in a conversation when you’re getting into time- or performance-based compensation. It’s also far
According to a National Endowment for Financial Education (NEFE) survey, 88% of U.S. adults reported feeling some form of financial
A new Experian survey found that 42% of Americans say they’re more likely to use a personal loan in 2026,
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