As of early 2026, the average FICO Score in the U.S. sits at 714. That’s a one-point dip from 2025.
The average credit card balance in the U.S. grew to $1.23 trillion in 2025. Student loan balances also climbed as
Americans are still taking out more credit cards and personal loans, but overall balances remain steady. According to TransUnion’s Q4
A January 2026 Pew Research Center survey found that 71% of U.S. adults are deeply worried about health care costs,
According to Gallup’s annual Economy and Personal Finance survey, 31% of Americans said their top financial problem is inflation and
According to a National Endowment for Financial Education (NEFE) survey, 88% of U.S. adults reported feeling some form of financial
A new Experian survey found that 42% of Americans say they’re more likely to use a personal loan in 2026,
Latest Equifax data shows that the rate of increase for overall consumer debt grew faster in December 2025 than in
As of Q4 2025, U.S household debt hit $18.8 trillion, according to the latest Quarterly Report on Household Debt and
A Statista Consumer Insights survey from early 2026 found that 54% of U.S. adults identified the high cost of living
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